Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

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It’s a rite of passage for college graduates to throw their caps in the air and celebrate the accomplishment of earning a bachelor’s degree. As these grads make the transition from student to office worker, move on to pursue an advanced degree or settle back into mom and dad's basement, it's critical that they understand how graduating may have changed their insurance needs.

While every graduates needs are unique, here are five basic insurance coverages that all college grads should review to see if any changes apply:

  • Auto Insurance
  • Health Insurance
  • Homeowners or Renters Insurance
  • Life Insurance
  • Disability Insurance

Parents of new graduates should also review their own insurance portfolios, as there may be opportunities to reduce their premiums when a child moves out of the home.

Cliff Cottam Insurance Services can help new grads and their families review coverage changes and provide an insurance portfolio that won’t break the bank of someone on their own for the first time. Give us a call at (800) 807-6871 or on our interactive website,, to request a consultation with one of our agents.

Posted 2:05 PM

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