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Cliff Cottam Insurance Services Blog Page 42

View the latest blog posts from Cliff Cottam Insurance Services.

Friday, September 28, 2012

Prepare your home for Winter now

As Fall comes to a close it’s time to think about preparing yourself and your home for the fury of Old Man Winter. Preparing for the onslaught of cold winds, snow and ice now can save your costly repairs once the winter season moves in.  READ MORE >>

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Friday, September 21, 2012

Prop 33 supports customers with continuous coverage discount

Prop 33, otherwise known as the 2012 Automobile Insurance Discount Act, will give consumers in California the ability to take advantage of their continuous coverage discount for automobile insurance. Currently, California consumers receive discounts for having continuous auto insurance, but they are unable to transfer the discount to other insurance providers. READ MORE >>

Friday, September 14, 2012

Insuring Your College-Bound Driver

When your child goes away to college, there are a lot of changes you’ll be facing. Some of these changes are good—like the fact that your refrigerator will stay stocked longer and the amount of laundry you do will be greatly reduced. But some of the changes are scary and may require some preparation on your end. READ MORE >>

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Wednesday, September 5, 2012

Safety Tips for Black Friday Shoppers

In the Store: There is safety in numbers. Bring a friend or family member with you for extra safety, and a little extra fun on your shopping trip. If you cannot find someone to come along, avoid walking alone and ask a mall security officer to walk you to your car if you feel unsafe. READ MORE >>

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Saturday, September 1, 2012

Call Before You Dig

Thanks to the FCC there is a simple, nationwide, number to call before you start any DIY landscape projects this year. By calling 811, utility companies can come out and mark where underground utilities are buri... READ MORE >>

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Thursday, August 23, 2012

College Life: Can I Afford Auto Insurance?

Photo by josephdepalma It is because of this difficulty that many college students look for ways to cut their spending. Often they’ll forgo services and products they generally want or need in order to use their income for school costs instead. READ MORE >>

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Wednesday, August 15, 2012

Covering College

Going off to college, whether for the first time or for the final semester can raise many questions about your student’s insurance coverage; and these issues are far better addressed and remedied before they head off to campus. We’ve included just a few questions to talk over with your insurance agent: READ MORE >>

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Wednesday, August 1, 2012

Special Event Insurance for Weddings

Not sure whether you need special event insurance for your wedding day? Use this handy check list to find out. ð        Is your wedding or reception outside? When having an outdoor ceremony or reception, you have a high risk of event cancellation due to inclement weather. READ MORE >>

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Monday, July 23, 2012

The Do’s and Don’ts of Lightning Safety

Damage caused by lightning is covered by most standard homeowners policies. Some policies will even provide coverage for power surges that are a direct result of lightning hitting your home. If lightning were to strike your car, there is also coverage for lightning damage on your auto policy too. READ MORE >>

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Wednesday, July 11, 2012

What to Look For When Buying a Boat Insurance Policy

Boat owners know the freedom that floating in a boat in a body of water offers. Whether you float in an inland lake or the wide open ocean, it feels as though your choices, future and possibilities are endless. This freedom does not mean, however, that you can go without boat insurance. READ MORE >>

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