• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
CALL US TODAY
(916) 488-4426
Home

  • Home
  • Get a Quote
    • Quote Forms
    • Auto Insurance
    • Boat Insurance
    • Business & Commercial Insurance
    • Cyber Liability Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Pet Insurance
    • Renter's Insurance
  • Customer Service
    • Add Driver to Existing Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Request General Liability Certificate of Insurance
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Policy Review Request
    • Add Watercraft to Existing Policy
    • Remove Watercraft from Existing Policy
  • File A Claim
  • Blog
  • Make A Payment
  • Resources
    • Calculators: Auto, Home, Budget
    • Free Reports
    • Frequently Asked Questions
    • Important Links
    • Insurance Glossary
    • Refer a Friend
  • Our Company
    • About Us
    • Who We Represent
    • Why Choose Us
    • ABC10 Insurance Coach
    • Partners Page
    • Privacy Policy
    • Testimonials
  • Contact
    • Contact Us
    • Employee Directory
    • Location Map & Directions
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

Read More
Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life & Health Insurance LIFE & HEALTH

Learn about different health coverage options that fit your needs.

Read More

Home > Blog > Covering College
WEDNESDAY, AUGUST 15, 2012

Covering College


Going off to college, whether for the first time or for the final semester can raise many questions about your student’s insurance coverage; and these issues are far better addressed and remedied before they head off to campus. We’ve included just a few questions to talk over with your insurance agent:
  • Where will your student be living? On campus in a dorm or fraternity/sorority house? Or have they moved off campus to an apartment or rental house? The different variables involved in your child’s living situation, especially for older students, can have an impact on your current policies covering your child. They can also dictate a need to modify your policy or purchasing a new one. There could also be a consideration based upon how many roommates your child will be staying with.
  • Will your homeowners policy cover a loss while away at college? Moving day for today’s college freshman is very different from when we attended college and typically involves moving trucks or a trailer. How much will your student be carting off to their new dorm room and will those items be properly covered for theft or fire under your current coverage? Or will you need to purchase an additional policy or coverage endorsement to adequately cover your student’s possessions?
  • Covering a car at college? Is your student taking a car with them to college? If so, who owns it? Where will it be parked? In a garage? On the street? Should you change the address for their vehicle to the school’s location? What effects on your current policy will such a change have—good, bad or indifferent? These are all good questions to talk about with your teen and your insurance agent so everyone is aware of the circumstances and consequences.

You should also ask about your current health insurance plan to ensure your child’s healthcare is still covered while away from home. This can be an emotional transition for a family. Between the emotions and excitement, insurance issues may not cross your mind until it’s too late. Make an appointment to speak with your insurance agent about these and other insurance related risks that could apply to your college bound teen before they head off to campus this fall. 

Be sure to "Like" our Facebook page to check out more of our content and also win a chance for a $25 gift card to either ARCO or Starbucks! Click here to fill out our entry form. 

Posted 3:59 PM

Tags: college
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2024
  • 2023
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2013
  • 2012
  • 2011
  • 2010

  • auto(25)
  • home(22)
  • family(8)
  • auto insurance(6)
  • holiday(5)
  • life(4)
  • cliff cottam insurance services(4)
  • business(3)
  • christmas(3)
  • home insurance(3)
  • college(3)
  • flood(3)
  • rental(3)
  • spring(2)
  • umbrella insurance(2)
  • disability(2)
  • flood insurance(2)
  • rideshare(2)
  • summer(2)
  • boat insurance(2)
  • dui(1)
  • credit(1)
  • emergency preparedness(1)
  • cars(1)
  • valentines(1)
  • food trucks(1)
  • phone(1)
  • employee benefits assistance(1)
  • cat insurance(1)
  • sacramento ballet(1)
  • emergency communications(1)
  • toys for tots(1)
  • cleaning(1)
  • retirement(1)
  • wedding(1)
  • jewelry(1)
  • discounts(1)
  • general liability insurance(1)
  • insurance gaps(1)
  • gifting coupons(1)
  • cyber liability insurance(1)
  • car insurance(1)
  • nutcracker(1)
  • shopping(1)
  • collision coverage(1)
  • pool(1)
  • dog insurance(1)
  • lightning(1)
  • event planning(1)
  • holidays(1)

View Mobile Version
Facebook
Twitter
RSS
Pinterest
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Cliff Cottam Insurance Services (CCIS)

Resources

Home About Us Get a Quote Make A Payment Newsletter Contact Us

Contact Us

  • Mailing Address
  • 3013 Douglas Blvd. Suite 100
  • Roseville, CA 95661
  • 916-488-4426
  • Email us
  • California License #0N07168
© Copyright. All rights reserved.
Powered by Insurance Website Builder