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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Home > Blog > Insurance > Cliff Cottam Insurance Services Blog: insurance
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Cliff Cottam Insurance Services Blog: insurance

View the latest blog posts from Cliff Cottam Insurance Services.

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Tuesday, March 22, 2016

How Do You Keep Your Car Going Past 200,000 Miles?

For most people, saving money is exciting; it feels good! Whether you are saving money on your grocery bill or your car insurance, most people want to save money wherever possible. When it comes to cars, owning a car that is paid in full saves quite a bit of money each month. READ MORE >>

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Friday, February 19, 2016

How Your Credit Score Affects Your Homeowners Insurance

Homeowners insurance is necessary for any homeowner. Even if you live in a safe area, you never know what could happen to your home. From fires to hurricanes, there is a host of catastrophic events that can damage your home that are outside of your control. READ MORE >>

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Thursday, January 28, 2016

Sacramento Auto Insurance

About Cliff Cottam Insurance Services Located in Sacramento, Cliff Cottam Insurance Services (CCIS) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value developing personal relationships with our customers. READ MORE >>

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Wednesday, January 27, 2016

Tales of a Ballet Dancer Turned Insurance Agent

Recently I read an article, “51 Things Only Ballet Dancers Understand”. The article discusses what it was like growing up with ballet. What were your evenings filled with?  It lists things that people say to you when they find out you are a ballet dancer, things like "You're a belly dancer? READ MORE >>

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Thursday, January 14, 2016

Could Your Property Damage Limits Be Insufficient?

Do you know what coverages you have on your auto insurance policy? What are your current liability limits? Are you carrying “California State Minimum” Coverage?  If you have answered “I don’t know” to any of these questions, you need to take a closer look at your policy to see if changes should be made. READ MORE >>

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Friday, December 18, 2015

Blue Shield to Allow 2014 Out-Of-Network Claims to be Reviewed

2014 DMHC/Blue Shield IFP Provider Directory Settlement Member Letter On Tuesday, November 3, 2015, the DMHC announced a settlement with Blue Shield regarding its Non-Routine Survey of Blue Shield's provider directories for 2014 non-grandfathered Individual and Family Plans. READ MORE >>

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Monday, March 18, 2013

Prepare For Your New Family With The Perfect Insurance

As new parents with a million things to plan, it’s important not to neglect the new insurance situation you will face. Planning now will you give at least one less thing to do while you’re changing diapers and feeding when your new arrival comes. Life Insurance READ MORE >>

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Wednesday, December 19, 2012

What Is An Umbrella Policy, And Why Carry It?

How often do you hear on the news about an injured car accident victim who received a million dollars in damages because the driver of another car accidentally crossed the double yellow or ran a red light? We all feel bad for the victim, but have you ever wondered who pays that million dollars? READ MORE >>

Wednesday, December 5, 2012

Holiday Office Hours & News Around the Web

Due to the holidays, our office hours will be temporarily changed. Here is our December hours:           Closed: December 6, 24, 25, 31, 2012 and January 1, 2013 9:00 am to 3:00 pm: December 4, 7 and all Wednesdays   READ MORE >>

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