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Home > Blog > Insurance > Cliff Cottam Insurance Services Blog: insurance
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Cliff Cottam Insurance Services Blog: insurance

View the latest blog posts from Cliff Cottam Insurance Services.

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Tuesday, April 25, 2023

Usage-Based Auto Insurance Growing More Popular

Usage-based insurance (UBI) has become popular among various auto insurance companies over the past few years. An onboard device collects driving information and transmits it to the insurance carrier via cloud computing. Drivers also get access to the data, which can be used to improve their own driving habits. READ MORE >>

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Tuesday, April 10, 2018

Do You Need Renters Insurance Past The Age of 55?

  You may have considered renters insurance to be a waste of money. After all your landlord must insure your building? However, your landlord’s policy only covers the building itself. You are responsible for insuring the items in your living space. READ MORE >>

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Tuesday, March 13, 2018

5 Substantial Mistakes to Avoid on Your Construction Site

    You may have heard never having a construction accident is difficult. It’s true. Think of all the different scenarios that might arise. The presence of hazardous materials, ineffective security, and buildings with lack of structural integrity. READ MORE >>

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Saturday, March 3, 2018

You Think You Won’t Need Pet Insurance, but You’re Wrong

Think You Won’t Need Pet Insurance? Think again. A report from the People's Dispensary of Sick Animals showed that 98 percent of pet owners under estimated the lifetime cost of ownership. Excluding unexpected vet visits the cost of owning a dog can range from  $27,074 to $42,545 depending on the breed. READ MORE >>

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Tuesday, December 19, 2017

What to Do After Your business Is Hacked

What’s worse than a massive data breach? Not reporting it.   Yahoo learned this lesson the hard way. The former Internet giant has been under intense scrutiny for revealing that at least 500 million of its user accounts were stolen back in 2014. READ MORE >>

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Monday, November 13, 2017

Pro Tips: How to Be Prepared for a Wildfire

Know your risk Wildfires can occur at any time throughout the year, but the potential is always higher during periods with little or no rainfall, which make brush, grass, and trees dry and more susceptible to burn. High winds can also contribute to spreading the fire. READ MORE >>

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Thursday, June 1, 2017

Row Row Row Your {Insured} Boat

Summer is upon us, which means it's almost time for some fun in the sun! And with that warm weather, often comes time on the water. Your boat might have been tucked away for a few months now, but it's time to get it ready for its return. READ MORE >>

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Wednesday, May 10, 2017

Welcome Baby Owen to the CCIS Family!

Nothing is more joyous than a child being welcomed into the world. Our agent, Beth, recently gave birth to an adorable little boy, Owen Matthew Weaver on February 25, 2017 at 5:43pm. He weighed 7lbs, 11oz. at birth. Two months later, he is keeping Beth busy as he grows and becomes more aware of himself and his surroundings. READ MORE >>

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Wednesday, March 29, 2017

Insure Your Vacant or Unoccupied Home - It's Not Worth the Risk!

Spring is a time for fresh starts and new beginnings! Often times those new beginnings involve a new home, which means leaving the old one behind. Whether your house is sold right away or it is left vacant/unoccupied for an extended period of time, it should always be covered by insurance. READ MORE >>

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Thursday, February 23, 2017

The "Must Knows" of Flood Insurance

This recent rainy weather has both its pros and its cons. Pro: it helps dramatically with the California drought. Con: it puts whole communities at risk for flooding. In the case of the Oroville Dam, flooding has caused major evacuations for the entire area. READ MORE >>

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