Cliff Cottam Insurance Services Blog: home
View the latest blog posts from Cliff Cottam Insurance Services.
Monday, July 23, 2012 Damage caused by lightning is covered by most standard homeowners policies. Some policies will even provide coverage for power surges that are a direct result of lightning hitting your home. If lightning were to strike your car, there is also coverage for lightning damage on your auto policy too. READ MORE >>
Thursday, July 5, 2012 If you’re planning to entertain guests around the pool this summer, keep these safety tips in mind: Designate an adult who will be in charge when children are in the pool. If there’s more than one adult at the party, they can alternate lookout shifts. READ MORE >>
Wednesday, June 6, 2012 Protecting your family from a home fire starts with coming up with a fire escape plan. A small fire can escalate in less than a minute, and a sound evacuation plan greatly reduces fire-related deaths and protects your family should a fire occur. READ MORE >>
Wednesday, May 23, 2012 If you are celebrating away from home, here are some tips to "Keep Your Home Safe from Theft while on Vacation". Leaving your home unguarded while you take a vacation can seem unwise, but if you take proper precautions you can prevent theft and break-ins even while you are an ocean or more away. READ MORE >>
Monday, May 7, 2012You don't want to wait until you have an insurable incident before you make a record of the items in your home. By creating a home inventory before you even purchase home insurance you can ensure that you have the right limits for the actual or replacement value of the items in your home and that claims are awarded accurately and really do make you whole. READ MORE >>
Wednesday, April 25, 2012 It’s hard to imagine the magnitude of the debris that can result after the total destruction of a home or business property. And while the amount of debris may be hard to visualize, it's much more difficult to imagine how toxic some of the building materials and contents may be after they’ve been broken down and, in some cases, burned. READ MORE >>
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