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A standard policy insures the home itself and the things you keep in it.

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Home > Blog > Home > Cliff Cottam Insurance Services Blog: home
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Cliff Cottam Insurance Services Blog: home

View the latest blog posts from Cliff Cottam Insurance Services.

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Tuesday, September 13, 2016

Ask Brianna: Should I Keep Renting or Buy a House?

“Ask Brianna” is a Q&A column for 20-somethings, or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet. READ MORE >>

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Monday, August 29, 2016

What To Do When Fire Damages Your Property

Wildfires are a serious risk when you live in California. While we do get to enjoy sunny weather and beautiful destinations within driving distance, we also have the perfect climate for wildfires. When there are acres and acres of brush to burn and no rain for months on end, it is easy for a fire to start and spread quickly. READ MORE >>

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Friday, February 19, 2016

How Your Credit Score Affects Your Homeowners Insurance

Homeowners insurance is necessary for any homeowner. Even if you live in a safe area, you never know what could happen to your home. From fires to hurricanes, there is a host of catastrophic events that can damage your home that are outside of your control. READ MORE >>

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Monday, March 18, 2013

Prepare For Your New Family With The Perfect Insurance

As new parents with a million things to plan, it’s important not to neglect the new insurance situation you will face. Planning now will you give at least one less thing to do while you’re changing diapers and feeding when your new arrival comes. Life Insurance READ MORE >>

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Monday, March 4, 2013

How to Protect Your Home During An Open House

An open house is a great tool to give a large number of potential buyers the opportunity to take a look inside your home. If someone is injured while on your property for the open house a liability issue could arise. READ MORE >>

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Wednesday, February 13, 2013

How to Insure Your New Valentine's Day Jewelry

If you just look at its surface, you can see that jewelry is made up of precious gems and metals. But if you take a deeper look—into the lives behind the jewelry—you can see its additional, and staggering, significance in our lives. READ MORE >>

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Wednesday, February 6, 2013

How a Dog Affects Home Insurance

It's very common for families to eventually invite a fuzzy, furry, tail-wagging addition into their households. While a new puppy might just be a bundle of excitement, barking and soft fur to you and your family, to your insurance company underwriters he could be an additional risk that requires increased liability coverage and an adjustment in your premium. READ MORE >>

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Wednesday, January 2, 2013

New California Laws That Take Effect In 2013

New laws in California have already started to take effect in the beginning of 2013. Here are some that we thought you should know: TRANSPORTATION Red-light cameras: SB 1303 tightens restrictions on the use of red-light traffic cameras but bolsters their legal underpinnings by stating that evidence from them is not hearsay. READ MORE >>

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Friday, November 30, 2012

Toys for Tots + Fire Safety Tips for the Holidays

Our toy box is getting filled up! Remember that you can stop by our office to donate toys for the Toys for Tots program. Toys for Tots collects unwrapped, new toys and gives them to needy children in the community on Christmas. Our office is located at 1111 Howe Avenue, Suite 535 READ MORE >>

Friday, September 28, 2012

Prepare your home for Winter now

As Fall comes to a close it’s time to think about preparing yourself and your home for the fury of Old Man Winter. Preparing for the onslaught of cold winds, snow and ice now can save your costly repairs once the winter season moves in.  READ MORE >>

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