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Clients know that it is necessary to buy homeowners insurance and car insurance, but too many leave it at that.

Financial advisers have an opportunity to educate them about other kinds of coverage, some of which are surprisingly inexpensive and all of which they may need desperately if disaster strikes, according to experts.

Claudia Wetteland, a senior vice president at Ace Private Risk Services, said that a recent poll of about 600 insurance agents showed that the No. 1 insurance problem with high-net-worth individuals is their lack of liability coverage.

Even modest-income families can get sued if a neighbor's kid hurts himself on a backyard playground.  
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To get a free flood insurance quote click Flood Quote Form.

Posted 11:25 AM

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