Auto insurance can help cover your liability for third-party damage in an accident. It may also help cover damage to your vehicle and your injuries, depending on your chosen coverage.
Contact S&G Mitchell Company in Roseville, California, to learn more about your auto insurance options.
Do I Need Auto Insurance in California?
In California, auto insurance is a legal requirement. Every driver on the road is required to have a certain level of liability insurance, including the following:
- Bodily injury liability insurance may help pay third-party medical bills after an accident up to the policy’s maximum limits.
- Property damage liability insurance may help pay third-party accident-related property damage up to the policy’s maximum limits.
Your agent may recommend purchasing more than California’s minimum requirements to help provide appropriate financial protection.
If you lease or finance your car, the lienholder can require additional auto insurance, which may include the following:
- Comprehensive insurance may help pay to replace or repair your car if it’s damaged by incidents such as severe storms, theft, vandalism or a fire.
- Collision insurance may help pay to replace or repair your car after an accident with an object or another vehicle.
Depending on your situation, your agent may also recommend adding roadside assistance, rental car coverage, auto glass coverage, guaranteed asset protection (GAP) and custom parts coverage.
How Much Is California Auto Insurance?
The cost of auto insurance in California can vary depending on several factors, which may include your driving history, the type of vehicle you drive, your age and where you live within the state.
California drivers with a clean driving record and a safe, low-risk vehicle may get lower rates. It’s crucial to gather quotes from multiple insurers when shopping for auto insurance to get the right combination of coverage and prices.
While cost is a key factor, it shouldn’t be the only consideration when choosing an auto insurance policy. Your agent can help you find a reputable insurer and tailor your auto insurance coverage to meet your needs.
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Auto insurance can help defray accident-related expenses, acting as a safeguard for your financial stability. Contact S&G Mitchell Company today to start shopping for auto insurance and compare multiple personalized quotes.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.