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A standard policy insures the home itself and the things you keep in it.

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Cliff Cottam Insurance Services Blog Page 7

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, May 6, 2021

Why Accidents Impact Car Insurance Rates

If you have a car wreck, then you might have to file a car insurance claim. Still, one of the side effects of doing so is that your rates might rise as a result of the claim. However, higher rates are not guaranteed after a claim, which is why it helps to be honest with your agent when you start this process. READ MORE >>

Tuesday, May 4, 2021

How to Protect Your Car from Weather Damage

Everyone knows that spring is a time of beautiful weather, but it can turn dangerous in an instant. Warm fronts can cause an uptick in severe weather, and when they strike, they can do considerable damage, particularly to your car. Your car is meant to be used outdoors, but that does not make it immune to weather damage. READ MORE >>

Thursday, April 29, 2021

The Who and What of Professional Liability Insurance

A business cannot succeed without customer satisfaction, and your goal is obviously to provide expert services and an all-around great experience for your customers. The company that puts its clients first, after all, is certainly more likely to succeed even during challenging times. READ MORE >>

Tuesday, April 27, 2021

Easy Ways For Young Adults to Lower Their Car Insurance Premiums

When you’re young, starting out on your own might lead to some financial challenges. After all, you now have bills to pay, and probably a limited budget with which to pay them. How can you keep ongoing costs, like your auto insurance premiums, as affordable as possible? READ MORE >>

Thursday, April 22, 2021

Getting Life Insurance After You Turn 65

With age comes wisdom, and probably a lot of the financial stability that you have longed for throughout your life. Still, getting older means facing the fact that eventually the inevitable will happen. Naturally, you want to make sure that when you do pass away, that you can leave a strong financial legacy to your family. READ MORE >>

Tuesday, April 20, 2021

Getting Homeowners Insurance with a Mortgage

Most people do not have the money to pay for a new house in-full at the time that they buy it. As a result, they will usually take out a mortgage or other financing to finalize the purchase. When you finance your home, you will have to repay the loan to the bank over a period of years. READ MORE >>

Thursday, April 15, 2021

Setting Up A Life Insurance Trust for Minors

If you are a parent, or responsible for another minor who is dependent on you, then you know that your basic duty is to provide for them both emotionally and financially. Still, there’s always life’s uncertainty that tomorrow is not guaranteed. READ MORE >>

Tuesday, April 13, 2021

Understanding Your Costs of Care Under Health Insurance

Everyone knows how expensive health care can be, from the most routine care to cutting-edge treatments. This places a significant cost burden on both providers and their patients. Where patients get the most cost assistance is by using their health insurance. READ MORE >>

Thursday, April 8, 2021

How to Keep a Safe Home This Spring

It’s spring-cleaning time, and most of us are probably making a list of the essential maintenance tasks that we are eager to undertake in the next few weeks and months. What better time to think about a few things that you can do to make your home safer and more secure as you work to spruce it up? READ MORE >>

Tuesday, April 6, 2021

Buying Your First Car? Get Auto Insurance

Some people wait years before officially owning their first car. Your first car might have belonged to your parents. Or, if you are married, your car might officially be in your spouse’s name. Regardless of circumstances, as soon as you get your first car in your name you must get your own car insurance. READ MORE >>

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