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Cliff Cottam Insurance Services Blog Page 5

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, July 22, 2021

FAQs of First-time Life Insurance Buyers

If you have never bought life insurance before, then the process might seem like a challenge. For help, consider frequently-asked questions those in your position often ask. 1. What is life insurance? Life insurance will pay out an amount of money if a person, whose life the policy insures, dies. READ MORE >>

Tuesday, July 20, 2021

An Explanation of the Certificate of Insurance and why It is so Important

A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company's current insurance policies. Customers, vendors and landlords commonly request to see a business' certificate of insurance. READ MORE >>

Thursday, July 15, 2021

3 Reasons You Shouldn't Let Your Auto Insurance Lapse

Although we are in an economic recovery, money can be a bit tight. But even in these situations, it’s important that you pay your auto insurance premium. There are severe consequences of driving without auto insurance. It’s Illegal When you own a vehicle, maintaining at least the minimum auto insurance is a requirement. READ MORE >>

Tuesday, July 13, 2021

Are There Tax Benefits to Life Insurance?

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>

Thursday, July 8, 2021

Increase Your Home Security with These Tips

Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property. READ MORE >>

Tuesday, July 6, 2021

Practical Ways to Reduce Healthcare Costs

Increasing healthcare costs have most people concerned about keeping expenses low, even leading some to pass up health insurance because they think they cannot afford it. Under the Affordable Care Act, everyone must purchase healthcare coverage or risk paying a fine to the government. READ MORE >>

Thursday, July 1, 2021

Business Insurance Premiums are Affected by Business Practices

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>

Tuesday, June 29, 2021

How To Know You Are Too Tired to Drive

Safe drivers are cognizant of the risks of the road, aware of their surroundings, and committed to paying attention to the changing situations around them. Still, many people get behind the wheel when they are too tired to be truly committed to their driving. READ MORE >>

Thursday, June 24, 2021

Preventing Slip and Fall Risks in Your Business

Everyone has seen a few online videos of someone slipping and falling in a random store (overturning a shelf in the process). We might laugh at the video, but we are forgetting to realize that after the camera stopped rolling, the victim might have sustained a severe injury. READ MORE >>

Tuesday, June 22, 2021

Life Insurance Can Protect Your Family's Savings

It’s never a good thing to lose someone you love. Along with grieving might come new responsibilities that survivors will have to shoulder. They might have to adapt to no longer having the financial security that you used to provide, and this might prove very worrisome. READ MORE >>

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