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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, August 26, 2021

Will a BOP Cover a Company Data Breach?

Small businesses often one of their most important commercial insurance solutions in a business owners policy (BOP). A BOP is an insurance package that offers a variety of commercial insurance benefits in one package and at one price, and it is optimized to meet the needs of small businesses. READ MORE >>

Tuesday, August 24, 2021

Power Washing a Home's Exterior in the Fall 

Even though it’s still summer, it’s time to start thinking about the approach of autumn. Now’s the time to consider some of the important household maintenance steps that you should take on during autumn’s mild weather. Before winter sets in, there is plenty of time to do a few things to repair and spruce up your property. READ MORE >>

Thursday, August 19, 2021

Planning for Road Trips

Amid the COVID-19 pandemic, many are choosing to take road trips because of the lower health and safety risks, and more affordable prices when weighed next to flying. Long hours in the car still pose their fair share of risks, however. Therefore, if you are planning a summer road trip, you should always take the time to prepare for the worst. READ MORE >>

Tuesday, August 17, 2021

How to Establish A Trust to Distribute Life Insurance Proceeds

Life insurance provides an important safety net for many families. If you are young, raising a family and going about your life, you may not think of this type of coverage. However, what if something were to happen to you? Life insurance coverage could help to provide your loved ones with the support they need to carry on with their day-to-day lives. READ MORE >>

Thursday, August 12, 2021

BOP Equipment Insurance for Storm Damage

Should a storm damage your business, the equipment within could need significant repairs or even be totally destroyed. Plus, the longer this damage goes unrepaired, the more your financial loss might be in the meantime. READ MORE >>

Tuesday, August 10, 2021

10 Grilling Tips to Keep Your Home and Family Safe

During the summer, the warm weather makes it easy for you to heat your grill and cook your favorite food outside. Not only is it tasty, but it can also save you the discomfort of heating your home (and paying a higher HVAC bill triggered by the extra cooling costs). READ MORE >>

Thursday, August 5, 2021

How to Avoid Off-season Colds and Respiratory Viruses

The number of new COVID-19 cases, hospitalizations and deaths in the United States continue to be at relatively low levels, but there are now concerns about unusual off-season spikes in colds and respiratory viruses among children. READ MORE >>

Tuesday, August 3, 2021

Driving in Extreme Weather

Driving is dangerous at all times of the day or night, no matter what the weather might be. Still, the U.S. Department of Transportation estimates that roughly 21% of all vehicle crashes in the U.S. occur in adverse weather conditions. READ MORE >>

Thursday, July 29, 2021

An Uninsured Drive Hit Your Vehicle – Now What?

Being in an accident is one of the most worrisome of situations. You worry about your safety and that of others with you. Then you worry about the condition of your car. You also worry about the other driver. In situations like this, auto insurance is there to help. Sometimes, the other driver will be at fault. READ MORE >>

Tuesday, July 27, 2021

3 Home Improvement Projects that Can Lower Your Home Insurance Premiums

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

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