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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

Typical homeowners policies exclude flood damage. Get coverage now.

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Earthquake Insurance EARTHQUAKE

Earthquake claims are best covered with a standalone policy.

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Home > Blog > Cliff Cottam Insurance Services Blog Page 38
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Cliff Cottam Insurance Services Blog Page 38

View the latest blog posts from Cliff Cottam Insurance Services.

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Tuesday, June 21, 2016

Updating Your Fire Safety Plan to Avoid Boat Insurance Claims

Boat insurance is there to protect you. There is no doubt that having a comprehensive insurance plan that provides for all of your risks is the first and most important step boat owners can take. However, there’s also the need to keep that insurance affordable. READ MORE >>

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Wednesday, May 25, 2016

Does General Liability Insurance Cover Defense Costs?

General liability insurance could be one of the best investments you make in your business. Today, there are plenty of reasons to have this type of insurance in place. Even if your company does everything right every time, mistakes can happen. READ MORE >>

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Friday, April 15, 2016

Can Flood Insurance Help You?

Did you know that floods are the number one most expensive natural disaster in the United States? Every year, millions of dollars in claims are filed by property owners for flood losses. Many, many more homeowners are unable to file such claims because they do not have the right type and amount of flood insurance in place. READ MORE >>

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Tuesday, March 22, 2016

How Do You Keep Your Car Going Past 200,000 Miles?

For most people, saving money is exciting; it feels good! Whether you are saving money on your grocery bill or your car insurance, most people want to save money wherever possible. When it comes to cars, owning a car that is paid in full saves quite a bit of money each month. READ MORE >>

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Friday, February 19, 2016

How Your Credit Score Affects Your Homeowners Insurance

Homeowners insurance is necessary for any homeowner. Even if you live in a safe area, you never know what could happen to your home. From fires to hurricanes, there is a host of catastrophic events that can damage your home that are outside of your control. READ MORE >>

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Thursday, January 28, 2016

Sacramento Auto Insurance

About Cliff Cottam Insurance Services Located in Sacramento, Cliff Cottam Insurance Services (CCIS) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value developing personal relationships with our customers. READ MORE >>

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Wednesday, January 27, 2016

Tales of a Ballet Dancer Turned Insurance Agent

Recently I read an article, “51 Things Only Ballet Dancers Understand”. The article discusses what it was like growing up with ballet. What were your evenings filled with?  It lists things that people say to you when they find out you are a ballet dancer, things like "You're a belly dancer? READ MORE >>

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Thursday, January 14, 2016

Could Your Property Damage Limits Be Insufficient?

Do you know what coverages you have on your auto insurance policy? What are your current liability limits? Are you carrying “California State Minimum” Coverage?  If you have answered “I don’t know” to any of these questions, you need to take a closer look at your policy to see if changes should be made. READ MORE >>

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Tuesday, January 5, 2016

Create a Personal Emergency Communications Plan to Ensure Your Family's Safety

Our partner, Verizon Wireless offers the following tips to help wireless customers prepare an emergency communications plan and stay connected in the event of an emergency: Stay connected: Maintain a list of emergency phone numbers – police, fire, and rescue agencies; power companies; insurance providers; family, friends and co-workers; etc. READ MORE >>

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Friday, December 18, 2015

Blue Shield to Allow 2014 Out-Of-Network Claims to be Reviewed

2014 DMHC/Blue Shield IFP Provider Directory Settlement Member Letter On Tuesday, November 3, 2015, the DMHC announced a settlement with Blue Shield regarding its Non-Routine Survey of Blue Shield's provider directories for 2014 non-grandfathered Individual and Family Plans. READ MORE >>

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