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Auto insurance protects you against financial loss if you have an accident.

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Typical homeowners policies exclude flood damage. Get coverage now.

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Cliff Cottam Insurance Services Blog Page 34

View the latest blog posts from Cliff Cottam Insurance Services.

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Friday, June 29, 2018

Are You Getting Married? Read About How to Protect Your Big Day Here.

You may be feeling overwhelmed planning all of the events for your wedding. Sampling cakes from bakeries. Choosing playlists from the latest music. And sending out invites to your closest friends and family. A one-day event can transform into thousands of dollars and months of planning. READ MORE >>

Monday, June 25, 2018

Are You Up to Date on Summer Safety? - Read this to Prevent an Accident

With temps in Sacramento rising you may be looking forward to enjoying outdoor activities. From feeling the wind in your face when riding an ATV in Prairie City. To waking up to the smell of crisp air while camping in Tahoe. Or the touch of the cool water of the American River when rafting. READ MORE >>

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Tuesday, May 8, 2018

Your Insurance Agent and You: Basic Information

What if you could have the flexibility to control your premium with the confidence that your coverage is enough?     Everyone With Assets Should Have an Agent     You may have a policy from a well-known insurance provider that costs you hundreds if not thousands of dollars per year. READ MORE >>

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Thursday, April 12, 2018

5 Insurance Policies You Didn’t Consider - Use Them to Keep You and Your Family Safe

Want gaps in your coverage that leave you underinsured and vulnerable? Yea, we don’t either. The reason you buy insurance is to ensure you’re covered in the event of an accident or loss. Here are 5 policies you should have in place to ensure you are fully covered. READ MORE >>

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Wednesday, April 11, 2018

Are You Renting Out Your Home on Airbnb? Make Sure You Have The Proper Coverage

    With Sacramento’s rapidly increasing rental prices you may have thought about offering your home for short term rental. Airbnb and Vrbo can be great platforms to offer your home to possible renters. READ MORE >>

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Tuesday, April 10, 2018

Do You Need Renters Insurance Past The Age of 55?

  You may have considered renters insurance to be a waste of money. After all your landlord must insure your building? However, your landlord’s policy only covers the building itself. You are responsible for insuring the items in your living space. READ MORE >>

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Tuesday, March 13, 2018

5 Substantial Mistakes to Avoid on Your Construction Site

    You may have heard never having a construction accident is difficult. It’s true. Think of all the different scenarios that might arise. The presence of hazardous materials, ineffective security, and buildings with lack of structural integrity. READ MORE >>

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Saturday, March 3, 2018

You Think You Won’t Need Pet Insurance, but You’re Wrong

Think You Won’t Need Pet Insurance? Think again. A report from the People's Dispensary of Sick Animals showed that 98 percent of pet owners under estimated the lifetime cost of ownership. Excluding unexpected vet visits the cost of owning a dog can range from  $27,074 to $42,545 depending on the breed. READ MORE >>

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Monday, January 8, 2018

Tax Reform Wipes Out 50 Percent Business Entertainment Deductions

Lawmakers destroyed a big chunk of usual and normal business entertainment on January 1, 2018.   The good news is that some not-so-usual and not-so-normal entertainment survived the bloodletting. See Tax Reform: Entertainment Deductions That Survived for some of the survivors.   READ MORE >>

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Tuesday, December 19, 2017

What to Do After Your business Is Hacked

What’s worse than a massive data breach? Not reporting it.   Yahoo learned this lesson the hard way. The former Internet giant has been under intense scrutiny for revealing that at least 500 million of its user accounts were stolen back in 2014. READ MORE >>

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