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Cliff Cottam Insurance Services Blog Page 26

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, July 11, 2019

What Is a Retroactive Date on Your Business Liability Insurance

When purchasing some forms of business insurance, it is important to consider your business’s past. Most of the time, insurance policies apply only from the date the policy goes into effect and beyond. However, it may be possible to secure some types of liability insurance retroactively. READ MORE >>

Tuesday, July 9, 2019

Comprehensive Insurance—Critical Protection for Your Car’s Value

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket for most types of incidents. READ MORE >>

Tuesday, July 2, 2019

How Does Business Insurance Protect Against Lost Business Income

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees? Some forms of business insurance provide protection from business income loss. READ MORE >>

Thursday, June 27, 2019

How to Choose an Auto Insurance Company

Buying auto insurance seems easy enough. The television commercials you see make you think it is a simple process. It can be. However, there’s more to making a decision like this than just looking for the lowest price. You need a company you can rely on in your worst moments. READ MORE >>

Tuesday, June 25, 2019

Will Auto Insurance Pay for a Rollover Due to High Speeds?

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. READ MORE >>

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Monday, June 24, 2019

Safety Tips: 4th of July Holiday

Now that summer is in full swing, the next holiday is The 4th of July! While it is a fun holiday for the people celebrating, we want to make sure you are safe while enjoying yourself. 1. First and foremost, be sure the fireworks you buy are legal in the area you will be using them. READ MORE >>

Thursday, June 20, 2019

What Factors Determine Business Insurance Cost

The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your goals may seem expensive. How much will it cost you? READ MORE >>

Tuesday, June 18, 2019

Does Collision Insurance Cover Damage from Potholes?

The decision to file a claim for your auto insurance is a big one. Yet, when you have significant damage to your car, it is worth doing so. As a driver, one of the biggest and sometimes unavoidable obstacles you face is the pothole. They spring up quickly in the spring and leave you overwhelmed with dodging them. READ MORE >>

Thursday, June 13, 2019

Protecting the Investment of Your Home

Home insurance can help protect the lender’s investment into your home. They have put a significant amount of money towards the purchase of your home. You are paying that back over years. During that time, you must maintain insurance to protect your home from most types of risks that could cause damage to it. READ MORE >>

Tuesday, June 11, 2019

Distracted Driving Statistics to Tell Your Teen

Every parent worries about his or her child hitting the road. There’s good reason to do so. Distracted driving is something more teens than ever have to manage. Though there’s always been the risk of someone not paying attention, accidents happen more frequently now than before. READ MORE >>

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