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Cliff Cottam Insurance Services Blog Page 25

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, August 15, 2019

How to Secure Your Home for Safety Before Vacations

Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. A few simple things can help to make your home a bit safer while you are not there to monitor it. READ MORE >>

Tuesday, August 13, 2019

How to Choose a Car That’s Affordable to Insure

Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. If you do not, you may get a surprise later to learn the policy is just too expensive for you. READ MORE >>

Thursday, August 8, 2019

Correcting Unsafe Issues to Minimize Insurance Claims

Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim. READ MORE >>

Tuesday, August 6, 2019

How to File a Claim for Damage from a Natural Disaster

There is no doubt that a true natural disaster can cause significant damage to your car. You may find yourself overwhelmed in the moments after the event. What should you do? What can you do to ensure you get your vehicle repaired? If Mother Nature has you wondering what to do next, consider these helpful tips and resources. READ MORE >>

Thursday, August 1, 2019

5 Benefits of Having Car Insurance

It’s easy to talk about why you have to have car insurance. It may be a requirement in the state you live in. Yet, it’s a very good investment for yourself and your family, too. There are numerous benefits of having a policy that offers complete protection to you. READ MORE >>

Tuesday, July 30, 2019

Will Car Insurance Cover Laptops Damaged in a Storm

A storm comes through the area causing damage to your car. Your laptop is sitting on the seat of the car and also suffers damage. Will your auto insurance policy cover any of your losses? That depends on the type of insurance you have. And, there are a few important limits you should know about here. READ MORE >>

Thursday, July 25, 2019

Student Car Insurance Explained

The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. READ MORE >>

Tuesday, July 23, 2019

Prevent Fires with Proper Dryer Venting and Cleaning

The dryer to your home pulls out exhaust and vents it out of a window or a vent outside of the home. If this did not happen, dangerous gases would remain present in your home, causing a high risk of health complications. That vent, though, is never out of sight and mind. READ MORE >>

Thursday, July 18, 2019

How to Buy Wind Resistant Siding

Is it time for you to update your home’s siding? The siding is more than just designed to provide aesthetics to your home. It also is an important way to protect the structure itself. That is why it is always important to maintain it. When damage occurs, have it repaired as soon as possible. READ MORE >>

Tuesday, July 16, 2019

How Does Your Deductible Impact Your Premium

One of the more interesting things about auto insurance is that you can control how much you pay in various ways. One of the most-straightforward ways to do this is by adjusting your deductible. This is the amount of money you must pay when a claim occurs. READ MORE >>

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