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Cliff Cottam Insurance Services Blog Page 106

View the latest blog posts from Cliff Cottam Insurance Services.

Thursday, August 26, 2010

Should you buy insurance online or from an Insurance Broker

The internet today, has changed the way insurance is sold. Whereas in the past, before the internet became a household feature, life insurance, Auto insurance, travel insurance, home insurance, business insurance or for that matter any type of insurance was sold by real people, Insurance agents. READ MORE >>

Thursday, August 26, 2010

Government estimates millions drive drunk in US

WASHINGTON -- An estimated 17 million people have driven while drunk at least once on U.S. streets and highways in the course of a year, according to a government study released Wednesday. A National Highway Traffic Safety Administration survey conducted in late 2008 found that 20 percent of those 16 and older reported driving within two hours of drinking alcohol. READ MORE >>

Tuesday, August 24, 2010

Sacramento Realtors to fund energy-efficient aid for buyers

In a first of its kind in California, the Sacramento Association of Realtors will give qualified homebuyers $2,000 in cash to help make energy-efficient improvements. Realtors say they aim to combat a reluctance to buy energy-guzzling older homes. READ MORE >>

Tuesday, August 24, 2010

Homeowners Coverage Knowledge Gap Wide among Consumers

Many Americans admit to having a knowledge gap when it comes to what their home insurance actually covers, according to a new survey. Nearly one third (31 percent) of Americans don't know how much their most valuable assets -- their homes -- are insured for, and an additional 46 percent don't ... READ MORE >>

Monday, August 23, 2010

Be aware of these Insurance Scams

Scam Alerts Don't became a victim of insurance fraud — either directly or indirectly. Know the scams, read about real-life cases, and find out how you can fight back.  Agent and insurer scams Airbag scams Auto repair fraud Bogus health plans Disaster alert READ MORE >>

Monday, August 23, 2010

Fees on crashes

Bad drivers with Sacramento County and city addresses might want to skirt the city of Roseville. For the last 13 months, Roseville has imposed fees to recoup costs of providing emergency services for non-resident drivers who cause crashes. Now, the city of Sacramento is considering doing the same thing. READ MORE >>

Monday, August 23, 2010

California to issue order on faulty gas pumps

Latches that keep gas flowing when consumers take their hand off the nozzle may soon be removed at many stations around the state. The state fire marshal today is expected to issue a safety mandate – affecting one-third of California gas stations – that will make pumping gas a little less convenient. READ MORE >>

Monday, August 23, 2010

Car rattlling mounds as Caltrans' repair Hwy 50

Annoying, car-rattling mounds are popping up daily on the freeway through Rancho Cordova, prompting unsettled drivers to wonder if the road has the mumps. "Why are these needed?" driver Steve Sprague asked. "To slow us down? To work my vehicle's suspension to an early grave?" READ MORE >>

Sunday, August 22, 2010

Changes to credit cards set to begin

If you're packin' plastic, take note: The last major round of changes to how we use our credit cards goes into effect today. Aimed at protecting consumers, the rules enacted by Congress last year put restrictions on how credit card companies can assess late fees, hike interest rates and handle billing, among the major provisions. READ MORE >>

Sunday, August 22, 2010

Nearly 50% leave Obama mortgage-aid program

WASHINGTON (AP) -- Nearly half of the 1.3 million homeowners who enrolled in the Obama administration's flagship mortgage-relief program have fallen out. The program is intended to help those at risk of foreclosure by lowering their monthly mortgage payments. READ MORE >>

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